Designed for Real Estate Investors
Bridge Loans
We provide investor-focused bridge loans that deliver fast access to capital for short-term real estate opportunities. Our streamlined approval process helps you act quickly on acquisitions, renovations, or transitional properties. With flexible structures and competitive terms, our bridge loans are designed to support smooth transitions and keep your investment strategy moving forward.
UP TO
80%
LTV
10-22
DAY CLOSE
12-24
I/O OPTION
$150K up to $10M
Apply Now!
Bridge Loans
Why Choose Our Bridge Loans?
Our bridge loans are built to help real estate investors bridge funding gaps without traditional bank delays. Centered on property value and exit strategy, these loans provide fast capital for acquisitions, renovations, or portfolio repositioning. Designed for experienced investors, our bridge loans offer flexible terms and efficient execution—so you can capitalize on opportunities and maintain momentum.
Bridge Loan Calculator
Flexible Options Built Around Your Needs
Are We A Good Fit?
Our bridge loans are designed for investors seeking fast, flexible short-term financing. To qualify, you’ll need:
Experience
No prior experience required
Credit Score
Minimum of 600
Liquidity/Reserves
20% down payment and 1–3 months of reserves.
Property Type
SFR, Condo, Townhome, 1–8 Units
Additional Requirements
Non-Owner-Occupied, No Seasoning Requirement, Blanket Loan Option
Get Started
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Begin your Journey today!
Key Loan Terms for Real Estate Investors
Bridge Loan Highlights
Transparent and Investor-Focused Loan Terms
Product Type
Bridge
Experience Required:
N/A
Minimum Credit Score:
680
Liquidity:
20% Down
Reserves:
1-3 mo. Reserves
Prepayment Penalty:
None
Closing Timeline:
10 to 22 Days
Draw Schedule:
N/A
Loan-to-Value LTV:
70%
Loan-to-Cost (LTC):
N/A
Loan Term:
12-24 Months Interest Only
Asset Types:
SFR, Condo, Townhome, 1–8 Units
Loan Amount Min:
$75k
Loan Amount Max:
$5M
Product Specifics:
Non-Owner-Occupied, No Seasoning
Requirement, Blanket Loan Option
Number of Units:
1 to 8 Units
What Makes Our Bridge Lending Different
Effortless Experience:
Lending should be simple. We ensure a seamless process so you can focus on your investment projects.
Dependability:
Transparency and reliability are central to our mission. Trust us for clear communication and consistent delivery.
Fast Closings:
Timing is everything in real estate. We close deals quickly—usually within 5–7 days—helping you capitalize on time-sensitive opportunities.
Industry Expertise:
With in-depth knowledge of lending products, we craft solutions that align with your investment strategy.
Where We Lend
States We Lend In
Looking for financing in a state not listed? We lend in additional states on a case-by-case basis. Contact us to discuss your deal and available options.
Meet The Leader
Fast. Flexible. Funded.
Investa Funding was built from firsthand experience, not theory. As a South Florida real estate investor, I’ve been on both sides of the table: evaluating deals, moving under tight timelines, and dealing with lenders who couldn’t execute when it mattered most.
That experience shaped a clear philosophy: investor financing should be fast, direct, and built around the asset, not unnecessary red tape. This platform was created to deliver reliable hard money and short-term capital for acquisitions, renovations, and bridge scenarios, with a focus on speed, clarity, and execution.
This isn’t transactional lending. It’s a long-term, investor-first approach built by someone who understands the market, the risks, and the importance of getting deals done right.
Fast closings. Minimal red tape. Maximum results.
I’ve worked with multiple lenders over the years, and this was by far the smoothest process. Clear communication, no surprises, and they moved quickly when timing mattered. Highly recommend for serious investors.
Traditional banks couldn’t make sense of my rental income. These guys actually understand investors. They closed my DSCR loan fast, no headaches, and the terms were exactly what they promised. I’m already lining up my next deal.
I felt confident from the first call. They explained the numbers clearly, respected my time, and delivered exactly what they said they would. If you’re investing in real estate, this is the kind of lender you want on your side.
