Purchase or Refi 50%+ Mixed Use Properties
Mixed Use Commercial
Get fast, flexible financing for your mixed-use commercial property. With investor-focused terms and efficient approvals, we help you fund acquisitions or refinances for properties with both residential and commercial income. Our streamlined process delivers competitive structures tailored to your investment goals.
UP TO
75%
LTV
7-22
DAY CLOSE
30
I/O OPTION
$250K UP TO $30M
Mixed Use 2-10 Units | 50%+ Residential
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Mixed Use Commercial
Why Choose Our Mixed Use Commercial Loans?
At Investa Funding, we provide specialized financing for mixed-use commercial properties where residential and commercial units generate income. Whether your strategy centers on rental cash flow, value-add improvements, or long-term appreciation, our loans offer flexible terms, competitive structures, and a streamlined approval process designed for investors looking to scale efficiently.
Tailored For Real Estate Investors
Are We A Good Fit?
Our Mixed-Use Commercial loans provide flexible financing for properties with both residential and commercial components. Ideal for acquisition or refinance, these loans are designed for investors focused on income-producing assets.
Experience
1 Year Holding Experience
Credit Score
Minimum of 700
Liquidity/Reserves
25% down payment with 6 months of reserves
Property Type
50%+ commercial / residential split
Loan-to-Value (LTV)
Up to 75% of property value for rate & term.
Get Started
Apply Now
Begin your Journey today!
Key Loan Terms for Real Estate Investors
Mixed Use Commercial Loan Highlights
Transparent and Investor-Focused Loan Terms
Product Type
Mixed Use Commercial
Experience Required:
1 Year Holding Experience
Minimum Credit Score:
680
Liquidity:
25% Down
Reserves:
6mo. Reserves
Prepayment Penalty:
Optional
Closing Timeline:
10 to 14 Days
Draw Schedule:
N/A
Loan-to-Value LTV:
75% Purchase | 75% Cash Out / Rate Term
Loan-to-Cost (LTC):
N/A
Loan Term:
30 Year or Interest Only
Asset Types:
Mixed Use 2-10 Units | 50%+ Residential
Loan Amount Min:
$250k
Loan Amount Max:
$30M
Product Specifics:
Non-Owner-Occupied, No Seasoning Requirement, Blanket Loan Option
Number of Units:
2 to 10 Units
Your Trusted Partner in Real Estate Lending
Investor-Focused Expertise:
We understand the unique challenges and opportunities in real estate investing.
Simplified Process:
Our straightforward approach eliminates unnecessary complications, letting you focus on your investment goals.
Quick Closings:
We know timing matters. Our team ensures efficient closings, typically within 10–14 days.
Tailored Solutions:
From application to funding, we deliver loan options designed to meet your specific needs.
Where We Lend
States We Lend In
Looking for financing in a state not listed? We lend in additional states on a case-by-case basis. Contact us to discuss your deal and available options.
Meet The Leader
Fast. Flexible. Funded.
Investa Funding was built from firsthand experience, not theory. As a South Florida real estate investor, I’ve been on both sides of the table: evaluating deals, moving under tight timelines, and dealing with lenders who couldn’t execute when it mattered most.
That experience shaped a clear philosophy: investor financing should be fast, direct, and built around the asset, not unnecessary red tape. This platform was created to deliver reliable hard money and short-term capital for acquisitions, renovations, and bridge scenarios, with a focus on speed, clarity, and execution.
This isn’t transactional lending. It’s a long-term, investor-first approach built by someone who understands the market, the risks, and the importance of getting deals done right.
Fast closings. Minimal red tape. Maximum results.
I’ve worked with multiple lenders over the years, and this was by far the smoothest process. Clear communication, no surprises, and they moved quickly when timing mattered. Highly recommend for serious investors.
Traditional banks couldn’t make sense of my rental income. These guys actually understand investors. They closed my DSCR loan fast, no headaches, and the terms were exactly what they promised. I’m already lining up my next deal.
I felt confident from the first call. They explained the numbers clearly, respected my time, and delivered exactly what they said they would. If you’re investing in real estate, this is the kind of lender you want on your side.
