Fix & Flip Loans
Fix & Flip
Get fast, flexible financing for your next fix-and-flip project. With competitive terms and quick approvals, we help you close faster, fund renovations, and maximize profits. Complete the form below to get started.
UP TO
N/A
LTV
10-22
DAY CLOSE
12-24
I/O OPTION
$100K up to $3M
Apply Now!
Fix & Flip
Why Choose Our Fix and Flip Loans?
Our Fix and Flip loans are built for real estate investors focused on short-term renovations and resales. With funding available for both purchase and rehab costs, our loans offer the flexibility to move quickly and manage projects efficiently. From acquisition through resale, our streamlined process delivers fast access to capital so you can stay competitive in any market.
Fix & Flip Calculator
Calculate total project cost, financing, LTV, potential profit, and ROI.
Please fill in Purchase Price, Rehab Cost, ARV, and Down Payment %.
Flexible Options Built Around Your Needs
Are We A Good Fit?
Our Fix and Flip loans are ideal for investors seeking flexible, reliable financing for short-term renovation projects. To qualify, you should:
Experience
At least 1+ completed properties.
Credit Score
Minimum of 700
Liquidity/Reserves
10% down payment with 3 months of reserves.
Property Type
SFR, Condo, Townhome, 1–8 Units
Loan-to-Cost (LTC)
Financing available for up to 90% of rehab costs.
Get Started
Apply Now
Begin your Journey today!
Key Loan Terms for Real Estate Investors
Fix and Flip Loan Highlights
Transparent and Investor-Focused Loan Terms
Product Type
Fix & Flip
Experience Required:
1+ Completed Properties
Minimum Credit Score:
700
Liquidity:
10% Down
Reserves:
3 mo. Reserves
Prepayment Penalty:
None
Closing Timeline:
14-22 Days
Draw Schedule:
24-48 Hours
Loan-to-Value LTV:
N/A
Loan-to-Cost (LTC):
0.9
Loan Term:
12-24 Months Interest Only
Asset Types:
SFR, Condo, Townhome, 1–8 Units
Loan Amount Min:
$100k
Loan Amount Max:
$3M
Product Specifics:
Non-Owner-Occupied, Up To 100% Construction Costs
Number of Units:
1 to 8 Units
Your Partner for Fix and Flip Success!
Streamlined Process:
Access funding quickly and efficiently to meet tight deadlines.
Fast Closings:
Close in as little as 14 days, so you never miss an opportunity.
Flexible Funding:
Cover acquisition and rehab costs with up to 100% financing.
Experienced Team:
Work with experts who understand the unique demands of fix-and-flip projects.
Where We Lend
States We Lend In
Looking for financing in a state not listed? We lend in additional states on a case-by-case basis. Contact us to discuss your deal and available options.
Meet The Leader
Fast. Flexible. Funded.
Investa Funding was built from firsthand experience, not theory. As a South Florida real estate investor, I’ve been on both sides of the table: evaluating deals, moving under tight timelines, and dealing with lenders who couldn’t execute when it mattered most.
That experience shaped a clear philosophy: investor financing should be fast, direct, and built around the asset, not unnecessary red tape. This platform was created to deliver reliable hard money and short-term capital for acquisitions, renovations, and bridge scenarios, with a focus on speed, clarity, and execution.
This isn’t transactional lending. It’s a long-term, investor-first approach built by someone who understands the market, the risks, and the importance of getting deals done right.
Fast closings. Minimal red tape. Maximum results.
I’ve worked with multiple lenders over the years, and this was by far the smoothest process. Clear communication, no surprises, and they moved quickly when timing mattered. Highly recommend for serious investors.
Traditional banks couldn’t make sense of my rental income. These guys actually understand investors. They closed my DSCR loan fast, no headaches, and the terms were exactly what they promised. I’m already lining up my next deal.
I felt confident from the first call. They explained the numbers clearly, respected my time, and delivered exactly what they said they would. If you’re investing in real estate, this is the kind of lender you want on your side.
