Optimize Your Investment Portfolio
Investor Refinance
Unlock equity, reduce rates, or restructure your financing with tailored refinance solutions for real estate investors. Our lending experts help you optimize existing properties with flexible terms and efficient approvals. Complete the form below to get started and explore your refinance options.
UP TO
75%
LTV
10-22
DAY CLOSE
30, 40yr
I/O OPTION
$75K UP TO $20M
Apply Now!
Investor Refinance
Why Choose Our Investor Refinance Loans?
Our Investor Refinance loans are built to help real estate investors maximize the value of existing properties. Whether your goal is accessing equity, improving cash flow, or restructuring debt, our streamlined process delivers flexible solutions aligned with your strategy. With competitive terms and fast execution, we make refinancing simple so you can grow and optimize your portfolio.
Investor Refinance Calculator
Calculate new loan amount, LTV, and monthly payment for your refinance.
Please fill in all fields to calculate.
Tailored For Real Estate Investors
Are We A Good Fit?
Our Investor Refinance loans, including cash-out and short-term refinance options, provide flexible financing for investors looking to optimize portfolios or access equity. To qualify, you’ll need:
Experience
No prior experience required.
Credit Score
Minimum of 640
Liquidity/Reserves
0% down 1–3 months of reserves.
Property Type
SFR, Condo, Townhome, 1–15 Units
Additional Requirements
Non-Owner-Occupied, No Seasoning Requirement, Blanket Loan Option
Get Started
Apply Now
Begin your Journey today!
Key Loan Terms for Real Estate Investors
Investor Refinance Loan Highlights
Transparent and Investor-Focused Loan Terms
Product Type
Investor Refinance
Experience Required:
Any
Minimum Credit Score:
640
Liquidity:
0% Down
Reserves:
1-3mo. Reserves
Prepayment Penalty:
Optional
Closing Timeline:
10 to 22 Days
Draw Schedule:
N/A
Loan-to-Value LTV:
75% Cash Out, 80% Rate & Term
Loan-to-Cost (LTC):
N/A
Loan Term:
30, 40 Yr or Interest Only
Asset Types:
SFR, Condo, Townhome, 1–15 Units
Loan Amount Min:
$75k
Loan Amount Max:
$20M
Product Specifics:
Non-Owner-Occupied, No Seasoning Requirement, Blanket Loan Option
Number of Units:
1 to 15 Units
Your Trusted Partner in Real Estate Refinancing
No Experience Needed:
Open to all investors regardless of past project history.
High Leverage:
Access up to 75% cash out or 80% rate & term refinancing.
Flexible Repayment:
Choose from 30, 40-year, or interest-only terms.
Streamlined Process:
Close in 10 to 22 days with no seasoning requirement.
Where We Lend
States We Lend In
Looking for financing in a state not listed? We lend in additional states on a case-by-case basis. Contact us to discuss your deal and available options.
Meet The Leader
Fast. Flexible. Funded.
Investa Funding was built from firsthand experience, not theory. As a South Florida real estate investor, I’ve been on both sides of the table: evaluating deals, moving under tight timelines, and dealing with lenders who couldn’t execute when it mattered most.
That experience shaped a clear philosophy: investor financing should be fast, direct, and built around the asset, not unnecessary red tape. This platform was created to deliver reliable hard money and short-term capital for acquisitions, renovations, and bridge scenarios, with a focus on speed, clarity, and execution.
This isn’t transactional lending. It’s a long-term, investor-first approach built by someone who understands the market, the risks, and the importance of getting deals done right.
Fast closings. Minimal red tape. Maximum results.
I’ve worked with multiple lenders over the years, and this was by far the smoothest process. Clear communication, no surprises, and they moved quickly when timing mattered. Highly recommend for serious investors.
Traditional banks couldn’t make sense of my rental income. These guys actually understand investors. They closed my DSCR loan fast, no headaches, and the terms were exactly what they promised. I’m already lining up my next deal.
I felt confident from the first call. They explained the numbers clearly, respected my time, and delivered exactly what they said they would. If you’re investing in real estate, this is the kind of lender you want on your side.
